Income Tax Calculator (India FY 2025-26)
Calculate your Indian income tax for FY 2025-26 under both Old and New regimes — side by side. Add 80C, 80D, HRA, home loan interest, and standard deduction; the tool shows which regime saves you more.
Features
- Old regime: full deduction support (80C, 80D, 80E, 80G, HRA, home loan)
- New regime: ₹75,000 standard deduction + revised slabs
- Side-by-side comparison — see which saves you more
- Surcharge (10/15/25/37%) and 4% cess auto-applied
- Age brackets: <60, senior 60-79, super-senior 80+
- Marginal-relief logic for surcharge thresholds
- Year-end vs monthly TDS view
How to income tax calculator (india fy 2025-26)
- Enter gross income — Salary, business income, or both.
- Add deductions — Old regime — 80C up to ₹1.5L, HRA, etc.
- Compare regimes — Tool shows tax under both, recommends the cheaper one.
Frequently asked questions
- Is it safe to use the Income Tax (India) online?
- Yes — and ours is safer than most. Many free online tools quietly upload your files to their servers to do the work. We don't. Everything happens inside your browser on your own device, so your files never reach the internet. There's no upload step, no server copy, and no way for us (or anyone else) to see what you're working on.
- Are my files uploaded to a server?
- No. There's no server-side processing here. The whole tool is a tiny app that runs in your browser — we don't even have a server that could receive your files. You can confirm this by opening your browser's network tab while you use the tool: nothing leaves your device.
- Do I need to sign up or pay?
- No. There's no account, no email collection, no credit card. The tool is free to use as much as you want, on as many files as you want. We're supported by a few unobtrusive ads on the page — not by your data.
- Which regime should I pick?
- Depends on deductions. As a rule of thumb: if your total deductions (80C + HRA + others) exceed ~₹3.75L, Old wins. Below that, New is usually cheaper. The tool tells you exactly.
- What about 80C deductions in the New regime?
- The New regime (default from FY 2023-24) does NOT allow 80C, 80D, HRA, etc. You only get the standard deduction (₹75,000 from FY 2025-26).
- Are these slabs final for FY 2025-26?
- Yes — based on the Union Budget 2025 announcements. New regime slabs revised; Old regime unchanged.
- Does this include capital gains tax?
- No. This computes tax on salary/business income only. STCG/LTCG have separate flat rates not handled here.